Money should be the least mysterious part of therapy.
Here's exactly what to expect — what I take, what it costs, and how to think about which path makes sense for you.
Insurance & fees
I want fees to be one of the simplest, clearest parts of our working together — never a surprise.
In-network with
- Aetna
- Cigna
- Optum / United
- Oxford
- Empire BlueCross BlueShield
I'll verify your benefits before our first session and walk you through what to expect.
Out-of-network & private pay
I'm happy to provide superbills for out-of-network reimbursement. Many PPO plans reimburse 60–80% of the session fee after a deductible is met.
A small number of sliding-scale spots are reserved for clients for whom standard fees would be a barrier. Please ask — there's no awkwardness, only honesty.
Quick answers to the practical questions.
Will my insurance cover therapy with you?
If you have one of the in-network plans listed above, yes — typically with a copay between $20–$60 depending on your plan. I'll verify your specific benefits before our first session so there are no surprises.
What about out-of-network reimbursement?
If your PPO plan offers out-of-network benefits, I'll provide a superbill each month that you can submit for reimbursement. Many of my clients are reimbursed 60–80% of the session fee after meeting a deductible.
Why is private-pay sometimes a better option?
Insurance companies require a mental-health diagnosis on file and can request session notes for audits. Private pay means full clinical privacy, no diagnostic label required, and we can structure our work entirely around what serves you.
What forms of payment do you accept?
All major credit and debit cards through a HIPAA-compliant payment processor. Cards are billed automatically the day after each session.